Houses rent wyoming mn

Moving out for the first time. Rent or buy?

2023.06.04 16:29 darkyacht Moving out for the first time. Rent or buy?

22 male, looking to move out for the first time from my parents, but not sure whether I should rent or buy. After high school, I went to community college and got an IT degree. Graduated with no debt and currently working full time making 105k. I have also been working the last 3 years and have managed to save up a total of 191k so far (117k brokerage and 74k split between traditional and Roth 401k).
I’m extremely grateful to my parents for letting me live with them rent free and build a good nest egg, and I’m feeling ready to move out now. However, I’m not sure whether to rent or buy. My dad is advising me to buy right away so I can start building equity immediately, but I’m not even sure what city I’d want to live in or even what kind of house I need. I’m currently in what I’d gauge is a MCOL city in the midwest, but there’s not a lot to do here and I’d be open to exploring new places. I also don’t particularly want to rent because it feels like throwing money away every month, even if you invest the rest/what would be your down payment, I can’t help shake the feeling that you’re still throwing money away? Maybe someone can convince me otherwise?
Sorry if this seems sort of self explanatory, I felt a little silly typing this out but I’m feeling a bit paralyzed/overwhelmed about finally taking a leap and would appreciate any advice.
submitted by darkyacht to financialindependence [link] [comments]


2023.06.04 16:26 VeteransGroupsHelp What are House Hunting Henry’s doing right now? Laying idle or buying

Hi folks,
On a throwaway. Wife and I would fall under the HENRY status (combined income around 300k) and currently rent in the Midwest. Due to jobs and school we’ve moved quite a bit over the last 5 years but are likely settled for 10 years or so (maybe forever but who knows).
I’m not going to rehash the housing market as anyone who is currently looking understands the struggles. My issue right now is that we have a child on the way and rent a 2 bedroom. We need more space given we WFH and family comes frequently.
On our incomes we can afford a home but I just can’t justify the purchase. The amortization at 7% is just insane with the amount of $$ you give the bank. I can’t help but thjnk that whatever we buy will be devalued over the next few years as historically, where we live has seen tremendous appreciation (eg, it’s not florida real estate lol). With the current valuations and amount of interest going to the bank, I just can’t find a reason to buy other than the fact that it will make my life easier (for some parts).
I guess rent is cheap here too and even if I up that budget, I’d still rather throw some more money to rent rather than to interest on a home that May devalue.
What are you all doing right now? Buying and sucking it up? Waiting? Thanks!
submitted by VeteransGroupsHelp to HENRYfinance [link] [comments]


2023.06.04 16:20 chishiki House for Rent in Kondo Niseko

submitted by chishiki to niseko [link] [comments]


2023.06.04 16:20 Otherwise-Body-474 Buy cash or rent in LA

Short preamble: me and my wife are immigrants, who came to the US about 2 years ago. My wife is a RN and I work in finance. We lived in Long Beach, CA, for a year but currently live and work in Maryland. We also have a baby on the way.
Having a bit of experience living on the east and the west coasts, we feel like LA is more suitable for us. Main reasons for that would be the climate, my wife’s relatives who are in LA and the better compensation for nurses in California.
My foreign parents want to sell a property in their country and gift us the money to buy a property in cash in the US (they have several properties). The total amount of their gift should be around 800K. Currently this property is being rented and generating income for them (I believe around 2k a month).
Looking at the housing market in LA for this amount, I would think that the best we can do is probably a townhouse or a condo (correct me if I’m wrong). If I calculate the monthly costs, even if we buy a property in cash, with the property tax, HOA and house insurance, it will probably cost us around 1500-1800 a month. With this type of monthly expense, I’m really not certain whether we should just rent a place for under 3k in LA and just tell my parents to keep their rented property and help us with their rent if they would want to do that. On the other hand, we were moving around a lot for the past 6 years and want to settle at our own house, especially with the baby on the way. Just not sure if it makes sense financially.
submitted by Otherwise-Body-474 to personalfinance [link] [comments]


2023.06.04 16:15 MacroDemarco At least Japanese rentoids have a bit of respect and know to tip their landlord, but I fear even Japanese Landchads are starving. Only three months rent in tip for a whole year of housing? They're still greedy ingrates.

In Japan, reikin (礼金, literally, "gratitude money") is a mandatory payment to the landlord that is often the same amount as the original deposit (shikikin). However, reikin can be the equivalent of six months (or more) of rent, but is typically the same as one to three months of rent. This money is considered a gift to the landlord and is not returned after the lease is canceled.
https://en.wikipedia.org/wiki/Key_money
submitted by MacroDemarco to LoveForLandchads [link] [comments]


2023.06.04 16:14 reddi7er How do you deal with tenants who don't pay rent?

it has been 5 months and they (a family) just paid 1.5 months so far for a full flat on a brand new house whose rent is even lot cheaper than what's going around. they always change their words and even postpone the pay date they themselves set. this is getting irritated. there is no written contract (it is just not the thing). what do you suggest?
submitted by reddi7er to bhattii [link] [comments]


2023.06.04 16:01 jamieloftusstan Realized my dad and sister are narcissists

I’m not sure if anyone will reply to this but I just wanted to get it out. I would appreciate confirmation that they do sound like narcs!
Growing up my sister (40) and I (42) were extremely close. It wasn’t until we had a falling out about ten years ago that I started to realize she’s the GC of my dad and has become a narc too. When we were kids we both had to be perfect. I wasn’t good at that so I chose to rebel and was constantly punished for it but I thought it was my fault for a long time. My sis did all the right things, so my parents have financially supported her basically her whole life. I got out when I turned 18 and struggled financially a lot over the years. My parents paid for her to go to a private college and she had a credit card they paid off on full every month until she was 27 or 28. She likes to shop at stores like Anthropologie and Whole Foods. My mom used to complain to me that my sister spent $500 at Whole Foods in one month when I was struggling to afford rent and food and they wouldn’t help me at all. She didn’t have a lot of expenses because her boyfriend at the time paid all the bills.
Through all that, I never blamed my sister just my parents. We were very close. We would talk on the phone for hours. I thought she was my best friend. We would fight, but I thought it was because siblings fight. Our first big falling out, I flew to her state to drive her 11 hours back to our parents’ house because she wanted a break from her boyfriend and had an injury that made it hard to drive. On the drive back, she criticized me nonstop. She would say, speed up! Slow down! Don’t change lanes so fast. We spent the night halfway and the next morning I went to get breakfast while she took a bath. We had a huge fight because even though I had confirmed 3x she wanted an egg McMuffin I didn’t read her mind and know she meant an egg biscuit when she said McMuffin. By the end of that trip we weren’t speaking and didn’t for a year.
I started to realize she always had to come first, before any of my partners. I thought that was normal/healthy for her to be number 1. If she was upset about something I would indulge her and be upset with my partner if they protested. I’d drop whatever I was doing to talk to her on the phone for 3 hours about whatever drama she was in. After another big falling out, we hadn’t talked in about 3 years but she reconciled with me when she got engaged. I see now it’s only because she wanted the whole family to be in her wedding photos. Her wedding was a nightmare. It was a destination wedding and she would order me to tell her fiancés family members things she didn’t want to like, go tell them they have to go outside if they’re going to be that loud. Her actual ceremony she kept everyone waiting like 45 min because she and her fiancé were doing shots with friends.
She quickly separated from her husband and it was of course all his fault. She accused him of trying to kill her but it was always sketchy. Like it was Mother’s Day and we were out for lunch with my mother and my sister called her screaming that he was trying to hit her with the car. Wouldn’t you call 911 not your mother across the country..? Then she came to live with my parents. She took over 2 bedrooms at my parents’ 3 bedroom house and yelled at them if they bothered her to ask things like would you like to eat dinner with us? She smashed their things when she was enraged. I’m honestly surprised she didn’t hit them. To get rid of her, my parents bought her a house in another state.
During that time, I saw what happened if I didn’t put her first and agree with everything she said. She told me the story of the other time her husband supposedly tried to kill her. They were having a big fight and she started having an asthma attack. He left the room to look for her inhaler and this was her interpretation, he was going to let me die. When I didn’t agree with her that he was trying to kill her, she suddenly stopped having anything to do with me. She wouldn’t acknowledge my presence, if I entered a room she would leave She wouldn’t respond to me if I spoke to her. We literally had a dinner in a restaurant with family where she wouldn’t acknowledge I existed. Of course it’s my fault the whole family can’t be together at the holidays not hers.
That’s the time period I realized my dad is a narc and he sees her an extension of him. Growing up he loved to brag about her accomplishments. She went to the expensive private college because he thought it was the most prestigious college in the area. He still tells people she went there and she’s 40. He made all her choices about what to do after college and grad school. My entire life, he’s never had one friend. My mom said she stopped inviting people over because he would just get up and leave the room without a word and it embarrassed her. His “friends” are important people he acts like he knows, like the surgeon who did a procedure on him but he acts like he knows well. He tells stories about congresspeople he met twice remembering him. When we moved to the house I grew up in, he liked it because it had been built by an orthodontist and he thought that would convey money and status. He thinks proximity to important people makes him seem important to others. He would be friendly and charming when we were around other people, like at church, but at home he just criticized my mom and kept to himself. He would tell my sister and I things like we were going to get a pool or go on an expensive vacation, things I realized later we couldn’t afford, and then blame my mom for us not doing them.
Anyway. If you read all of this, thank you! I really feel like they’re both narcs but I’d love feedback on that.
submitted by jamieloftusstan to raisedbynarcissists [link] [comments]


2023.06.04 16:00 not_doug_judy How do I tell my roommate that I want him to move out?

So I don't really know how to start this properly.
Some required context-
My dad owns an apartment. We're middle class, but he got lucky with some investments a couple years ago. The tenant wanted to move out in March, and I wanted to live by myself after having finished college last year. The past year has been rocky for me- I've been working since I was 16 in a field I love, which I had to stop because of developing some serious hearing damage, which was a major factor in my work. I decided to start a business in that industry with a friend of mine, who then proceeded to take everything we were working on together, and blocking me on every platform. I have some money saved up, and wanted to live by myself to get some mental clarity and start working on starting another business (which is going swimmingly), but my dad suggested I move here in April instead. My goal is to move out by next year so he can start making some money off this place again. I'm grateful for him but don't want to rely on him for everything.
Now to the issue at hand- I met this guy my first year of uni. We're not like bffs, but we have a few things in common. I basically asked him to move in with me to try and help him out, because he kept complaining about his life at home being messy (it's normal in our culture to live with parents well into adulthood, so no judging there). We lived together for a month in uni when both of us were in between accomodations, so I didn't think it would be that bad.
Spoiler alert, it was.
For starters, he's vegan and I'm not. I'm indifferent to it, but he basically makes me schedule my meals and then makes me spray room freshener around the house after I cook because the smell bothers him. I only eat chicken, and even though I admit that meat smells a lot, chicken doesn't smell that much to warrant the extreme reactions he has. My family is vegetarian and I had no problem at home, while he keeps saying how he feels like throwing up, when the kitchen is on the other side from his room, and he locks himself in when I cook. He also makes us eat on different plates and track which ones we use for "hygiene" reasons because of it. Which wouldn't be too much of a problem, if they weren't my plates. The scheduling and room freshening also takes up a good chunk of my time (he complains that the room freshener isn't strong enough), and it's around the time when I'm at my most productive usually. I shouldn't have to be concerned by that in my own house.
Second, I've realized that we're incompatible to live with. We both are learning and developing to go into our careers, but this guy does like 3-4 hours of work a day and then plays video games. I told him I'm working about 50 hours a week, and plan to step it up to 70-80 for a while when I launch my business. I've done that before, and he said that I shouldn't do that. Mind you, this guy's never worked yet. He also dropped out of one uni in his last year, and then joined with me in an entirely different course first year and coasted by. I'm obsessed with working hard and playing harder, while this guy legitimately half asses both and then feels guilty about doing one thing less. If he wants to live like that and be content, I respect that. But I can't have that energy around me anymore. I've always put others before me, but now I want to help myself.
I also told him that I'm going straight edge for the year (I've smoked two cigarettes though, 2 months apart), and upon moving in he started saying how he found some connections for weed (we used to smoke together in college). I got him to not go through, but I suspect he still wants to. There's a lot more smaller things, but those are the main ones. This guy has a negative emotional reaction to everything, and his first instinct whenever we talk about anything life/fitness related is to immediately say "not necessarily" or find some weird outlier as an exception.
I will ask him to move out in September, because by that time it would have been 6 months of him living here, which I feel should have been ample time to get his shit together. The problem is though, he's visiting his parents right now, so there's a good chance I'll have to say it through text. (I have to say it before july, because the way we decided to live is that he doesn't pay rent but covers all other expenses like maintenance, electricity etc. Both me and my dad think that's more than generous. Those bills are paid quarterly).
How do I go through with it? I'm fine if we don't talk after that, but the two months he'll be here, I'd ideally like a peaceful environment.
submitted by not_doug_judy to socialskills [link] [comments]


2023.06.04 15:58 Odd_Bus618 Fraudulent account in my name with energy company

Hi all. UK landlord here, I had to evict a tenant back in January as she had trashed the house. She left peacefully, leaving me with 3 tonnes of rubbish to clear, and a £6k cost to redecorate and refurbish from the damage she left behind. Unsurprisingly she didn't give me a forwarding address.
In transferring the energy contracts back into my name, it turns out she managed to put the Electric account in my name in December 2020 (4 months after she moved in) and then didn't pay any of the bills. I started getting debt collector letters in my name at the property which I challenged, sent copies of the tenancy agreement, S21 eviction notice, and copies of the rent receipts from local authority (she had her rent paid via benefits). The issue is, the energy company have taken the debt back and are now sending me bills and demanding payment. I've spent around 3 hours on the phone to them, explaining in detail, sending copies of tenancy etc and being assured its being escalated and my name will be taken off the debt. I've given them the tenant's name and email address, and the one thing which is in my faviour is proof is that she kept the gas bill with the same company in her name from August 2019 to January 2023.
I've just had another bill sent, and now they are sending me text messages demanding I set up a direct debit. I do now have a new account with the same provider for gas and electric, with the meter readings from when I reclaimed the property in January, but they are intent on pursuing £1200 of unpaid bills which I didn't incur.
Obviously it is fraud that she used my name to set the account up - and how that was done without setting up a direct debit or providing some payment details which would have been in her name is beyond me - and the agents I've spoken to on the phone at the energy provider.
As I'm now facing at least another hour on the phone to them tomorrow is there any point of law I can quote which forces them to remove my name from the bad debt? It seems impossible for me to speak directly with the escalations team, and as it is the customer service line appears to be outsourced to South Africa, as the last 4 people I've spoken to have had very strong S.A accents.
I know the evicted tenant moved in with her mother and is awaiting rehousing by Wiltshire County Council, but I doubt I'll be able to get her correspondence address via them - local authorities are GDPR obsessed.
If anyone has any hints on what I can try and say to them tomorrow to force them to remove my name from the debt I'd be most appreciative. I've recorded all my calls so far and always clearly state I am only responsble from January 2023 for the account, and calls their end are also recorded.
submitted by Odd_Bus618 to LegalAdviceUK [link] [comments]


2023.06.04 15:57 not_doug_judy How do I [23M] tell my roommate [25M] That I want him to move out?

So I don't really know how to start this properly.
Some required context-
My dad owns an apartment. We're middle class, but he got lucky with some investments a couple years ago. The tenant wanted to move out in March, and I wanted to live by myself after having finished college last year. The past year has been rocky for me- I've been working since I was 16 in a field I love, which I had to stop because of developing some serious hearing damage, which was a major factor in my work. I decided to start a business in that industry with a friend of mine, who then proceeded to take everything we were working on together, and blocking me on every platform. I have some money saved up, and wanted to live by myself to get some mental clarity and start working on starting another business (which is going swimmingly), but my dad suggested I move here in April instead. My goal is to move out by next year so he can start making some money off this place again. I'm grateful for him but don't want to rely on him for everything.
Now to the issue at hand- I met this guy my first year of uni. We're not like bffs, but we have a few things in common. I basically asked him to move in with me to try and help him out, because he kept complaining about his life at home being messy (it's normal in our culture to live with parents well into adulthood, so no judging there). We lived together for a month in uni when both of us were in between accomodations, so I didn't think it would be that bad.
Spoiler alert, it was.
For starters, he's vegan and I'm not. I'm indifferent to it, but he basically makes me schedule my meals and then makes me spray room freshener around the house after I cook because the smell bothers him. I only eat chicken, and even though I admit that meat smells a lot, chicken doesn't smell that much to warrant the extreme reactions he has. My family is vegetarian and I had no problem at home, while he keeps saying how he feels like throwing up, when the kitchen is on the other side from his room, and he locks himself in when I cook. He also makes us eat on different plates and track which ones we use for "hygiene" reasons because of it. Which wouldn't be too much of a problem, if they weren't my plates. The scheduling and room freshening also takes up a good chunk of my time (he complains that the room freshener isn't strong enough), and it's around the time when I'm at my most productive usually. I shouldn't have to be concerned by that in my own house.
Second, I've realized that we're incompatible to live with. We both are learning and developing to go into our careers, but this guy does like 3-4 hours of work a day and then plays video games. I told him I'm working about 50 hours a week, and plan to step it up to 70-80 for a while when I launch my business. I've done that before, and he said that I shouldn't do that. Mind you, this guy's never worked yet. He also dropped out of one uni in his last year, and then joined with me in an entirely different course first year and coasted by. I'm obsessed with working hard and playing harder, while this guy legitimately half asses both and then feels guilty about doing one thing less. If he wants to live like that and be content, I respect that. But I can't have that energy around me anymore. I've always put others before me, but now I want to help myself.
I also told him that I'm going straight edge for the year (I've smoked two cigarettes though, 2 months apart), and upon moving in he started saying how he found some connections for weed (we used to smoke together in college). I got him to not go through, but I suspect he still wants to. There's a lot more smaller things, but those are the main ones. This guy has a negative emotional reaction to everything, and his first instinct whenever we talk about anything life/fitness related is to immediately say "not necessarily" or find some weird outlier as an exception.
I will ask him to move out in September, because by that time it would have been 6 months of him living here, which I feel should have been ample time to get his shit together. The problem is though, he's visiting his parents right now, so there's a good chance I'll have to say it through text. (I have to say it before july, because the way we decided to live is that he doesn't pay rent but covers all other expenses like maintenance, electricity etc. Both me and my dad think that's more than generous. Those bills are paid quarterly).
How do I go through with it? I'm fine if we don't talk after that, but the two months he'll be here, I'd ideally like a peaceful environment.
submitted by not_doug_judy to relationship_advice [link] [comments]


2023.06.04 15:56 Salvatore-John 12 Reasons to Buy a Home

12 Reasons to Buy a Home submitted by Salvatore-John to mortgage101 [link] [comments]


2023.06.04 15:54 Phase4Motion First house hack.

Closing on a multi family property in 2 months. Main house we will live in, legal apartment above the garage will be rented.
I don’t know much about business, but I have an S Corp I started about 10 months ago that has grossed 115k. Learning business every day as I go.
What steps should I take when becoming a landlord? I understand I need proper insurance, but should I go all out and start a property management LLC? Are there lease templates I should use, or should I hire an attorney to write up a lease for me? I currently lease an apartment and could copy that lease. What are some common write offs I could take advantage of given these circumstances? I have a professional accountant and perform my own book keeping for my s corp. just looking for some general guidance. Thanks!
submitted by Phase4Motion to realestateinvesting [link] [comments]


2023.06.04 15:54 wubbalubbadubdubbbz Looking for housemates after graduate

Looking to rent a house together probably along blue line anyone interested pm me. :)
submitted by wubbalubbadubdubbbz to nus [link] [comments]


2023.06.04 15:53 Blurbmurb I let my sister adopt my 5yo, and it’s the biggest mistake I’ve ever made.

TW: talks of unaliving.
I am trying to not make this TOO long, and it is going to be kind of long, but here’s some background: my kid’s dad ghosted us when she was about 2yrs old. I spent the next 3 years struggling to raise her on my own. I had little to no support from my family unless I was paying them for babysitting, and BD’s mom wasn’t (mentally/physically) capable of helping me. I didn’t have any friends to lean on, probably mostly because I was afraid to ask. I struggled to afford childcare, groceries, rent, etc.
Well her 5th birthday came around at the end of 2020, and it was the first time I was able to throw her a proper birthday party myself. At the time we were living with my (terrible) parents and my younger brother because we had nowhere else to go. My dad was the only one who helped me decorate, and he barely hung up two streamers before he gave up and left the room.
I never felt as alone as I did that day, and I started panicking and thinking about how the rest of my daughter’s life was going to be. I felt like a failure and I absolutely PLUMMETED into suicidal ideations. I was scared of what I was thinking about and I was terrified that I would snap and end up on the news. IYKWIM.
After the party was over, my sister wanted me to bring my kid over for a sleepover at her house with my niece (she was no contact with our parents so they didn’t come to the party), so I dropped her off and was planning to pick her up after the weekend. But after 2 days, the panicking got worse and the thoughts started to feel like I was ready to act on them. I was communicating my feelings to my sister the whole time because she had already been in therapy for a long time so I felt like I could trust her with it. She begged me to check myself in to a psychiatric hospital, and she said she wasn’t going to let me take my kid home unless I agreed to go because she said she was worried about what would happen. And I could have her back after I got help. But in the moment, I choked. I was so afraid that if I did check in, I would lose my daughter forever. I know I wasn’t in my right mind, and I wasn’t thinking through any of my decisions. If I could go back in time, I would do it. But instead of going to the hospital, I went home and packed up all my things, got on the freeway and just kept driving.
So after a couple of weeks of me leaving, me and my sister were still talking and I obviously wasn’t getting any better because all I did was run away which made things worse. Sister brought up wanting to enroll Audrey in school for next year, and taking her to doctors and things, and she said she wouldn’t be able to do any of that unless she fully adopted my kid. …. The worst part of all of this is that I didn’t do any of my own research. I let her talk me into terminating my rights and signing the adoption agreement. She told me that as long as I was making an effort to “get help” then I could talk to my kid on the phone.
I started therapy. A month goes by, I’m feeling better, but she only let me talk to my kid one time. The adoption took another couple of months after this to finalize. And once it did, sister made another rule that I couldn’t face time/call my kid unless I would also be writing her letters in the mail, and we could only talk every other Thursday. I feel like it’s important to mention that she told me she was worried about losing the bond she had with my kid, and sister told my kid to start calling her mom. And when my kid would have a second where she was alone, she would whisper into the phone that she wanted to come home with me and she would start crying.
We were doing the phone calls every other Thursday … until March. Me and my sister got into a huge fight because of a miscommunication and she cut me off from contacting my kid at all. Blocked me on all social media. Blocked my number. I was devastated and confused.
I haven’t been able to talk to my daughter since then. I tried filling a petition for visitation by myself a couple of months after this happened, but I messed it up. So I thought I would try to just talk to my sister about it because I wanted to see my kid. Don’t know when it happened, but I sent her a message and it finally went thru which obviously meant she unblocked me and she didn’t tell me. I asked about it and she said “yeah I unblocked you”. As if I was supposed to just know she had unblocked me?? But I apologized and started asking about seeing my kid in person. By this time, I had been on medication for several months, I was taking care of myself, I was doing okay. She basically said that I would have to start the whole communication process over again with just writing letters. Then work up to calls then I could see her in person. So I confessed to her (before I realized I messed it up) that I actually already filed the petition in court, but I was trying to see if we could figure it out together without having to do all that.
She got really pissed and said that because I didn’t set an official contact order when the adoption was happening, then I had no right to anything. But this was the first time any kind of contact order anything was ever mentioned to me. MONTHS after everything happened.
It’s been two years since I’ve talked to my daughter. I am still on medication, working, and also in school. I am planning to hire a lawyer after I’m done with school because I’ll have a well paying job, and I would finally be able to afford a great lawyer. In my state, it’s possible to have an adoption reversed if the birth parent can prove that basically they didn’t know what they were doing when this all happened. Has anyone ever done this before? And were you successful?
TLDR; I (29f) let my sister (31f) adopt my daughter 3 years ago when she was 5, and it was the worst mistake of my entire life. I want to hire a lawyer to reverse the adoption, and I’m seeking any advice about what to expect. I also want to know if anyone has ever been successful in doing this?
submitted by Blurbmurb to Adoption [link] [comments]


2023.06.04 15:47 Bluesandbooks 9 m/o puppy won’t move on tie out

For the first 5 months I had my puppy she was only outside on a leash with me since I lived in a house with no real yard. Now I’m renting a place with a large unfenced yard and can have a tie out and so wanted to use one so she can go outside on her own sometimes. Every time I put her on it, she just stands in one place and doesn’t move. I’ve put her on it while doing some stuff in the garage hoping she’d move in that direction but no. If I go out with her, she just comes over by me but no sniffing around, etc. Tried leaving a toy, no movement.
She does have some anxiety but loves being outside so thought she’d like the tie out. Advice for getting her used to it?
submitted by Bluesandbooks to puppy101 [link] [comments]


2023.06.04 15:43 daryyyl My Personal Experience: A Singaporean Living in Bangkok

TL;DR: A Singaporean’s comparison and experience of living in Bangkok, AMA.
Recently seen a lot of posts about moving from Singapore to another country and thought I would share my own experiences about moving from Singapore to Bangkok and some pros and cons of each location.
Please kindly take note that this is all from my personal experience and knowledge and may not apply to everyone.

Background:
I (30M) first experienced living and working in Bangkok due to an internship. The internship was mandatory but the location was not specified. I chose Bangkok having never lived there before and ended up liking it so decided to do another internship in Bangkok the following year. After completion, I managed to land a full time job in Bangkok and have been living in Bangkok for 7.5 years now. I am in the hospitality industry.

Visa:
In order to stay legally in Thailand, you’ll need to be on the proper visa. You could come in on visa exemption and then do visa runs, but in the long run, it is not a viable option especially since immigration is cracking down on visa runs.
I have listed essentially the easiest visa’s to obtain to live in Thailand legally.
- Non-Immigrant B: Get hired by a company in Thailand, where they will issue you with a work permit and you are allowed to legally work in the role that is written in the work permit. The visa will be valid so long as you are employed.
- Non-Immigrant ED: Enroll into a language school to learn Thai or join a Muay Thai gym. Typically the visa lasts for a year. Working on this visa is illegal.
- Non-Immigrant O-A & O-X: Retirement visa, you need to be 50 years and above. Working on this visa is illegal.
- Non-Immigrant O (Thai Spouse): Get married to a Thai national. The visa is valid as long as you are legally married. Working on this visa is legal.
- Elite Visa: Essentially a paid visa that allows you to stay legally from 5 years up to 20 years. The price starts at THB 600K (one-time fee) up to THB 2M. Working on this visa is illegal.

Work Opportunities:
From the above mentioned visas, I only have experience with the Non-Immigrant B visa as I am employed in Bangkok. I may decide to change to the Non-Immigrant O (Thai Spouse) visa when I get married to my Thai partner next year.
Getting employed in Thailand is a route that a lot of people choose when first deciding to move to Thailand. There are essentially 2 options that someone could choose:
- Employee: Get hired by a Thai company. There are a list of prohibited jobs for foreigners in Thailand such as hairdresser, Thai massage, tour guide, legal services (you can be a consultant though). Legally there is also a minimum salary for foreigners to earn. For Singaporeans, the minimum salary / month is THB 45K however there are also loopholes in order for employees to avoid paying this much. This minimum salary does not apply to teaching. Some of the most popular jobs for foreigners are in education (teacher), tech, marketing, consulate / embassy, diving instructor, hospitality and work for an MNC.
- Business Owner: Opening your own business is another way to work in Thailand. The most popular registration choice for foreigners is to open a limited company. You will only have ownership of 49% of the company, and the remaining 51% needs to be owned by a Thai person. Many foreigners will put the 51% in their Thai spouse’s name. It is also possible to have 2 Thai’s own the 51% (25.5% each) so that the foreigner still has majority ownership. You can also then apply for a work permit however need to have four Thai workers per foreigner employed and THB 2 M in capital.

Salary & Income:
In general, the salary in Thailand is significantly lower than in Singapore, however the cost of living is also more expensive. My first salary in Bangkok was gross THB 45K / month, take home pay was around THB 38K. That is roughly S$1,500. I lived a mostly Thai lifestyle, with little to no savings each month. Thankfully I am now on a salary higher than if I was in the same position in Singapore. I would advise that a salary of THB 50K / month is the minimum that any Singaporean should be willing to take in order to move to Bangkok. Anything THB 100K / month and you’ll be able to live comfortably on a mixed of local + foreigner lifestyle so long as you have no kids or don’t intend to send them to international school.
The best is if you end up on an expat contract and you will have your basic salary (usually paid in USD) + housing allowance + yearly flight tickets back home + international school fees for your kids paid for. Obviously this is subject to the company but I have heard of people also getting transport allowance, grocery shopping allowance, company car and driver, live-in maid, etc.

Working Life:
Tasks in Singapore get done. And they get done fast. Singapore is efficient and as much as Singaporeans love queuing (for food), they also don’t like waiting. However, working in Singapore can be very competitive. The so called ‘rat race’ starts the moment you enter working life. Depending on the industry, overtime is often expected. The “kiasu” mentality in Singaporeans often causes the over-competitiveness at the workplace.
Working life in Thailand is quite the opposite of Singapore. Thai employees generally take things slower. Decisions that can be made in 1 day in Singapore, can take 1 month in Thailand. Many Thai workers just want to do their 8-10 hours a day, grab a beer after work, go home to sleep and then repeat the next day. Thai employees are also generally less competitive compared to Singaporeans, thus as a Singaporean working in Bangkok, I am able to stand out amongst my Thai colleagues and was able to progress much faster in my career compared to if I was working in the competitive Singaporean environment. In Thailand, “saving face” is very important especially at the management level. The practice of “saving face” is not something that many westerners understand and are used to, thus is often a disadvantage to them.

Condo, Apartments & Houses:
To be honest, I cannot speak about the Singapore property market and prices because I have no firsthand experience. I have never bought or rented any property in Singapore before. I can only share the prices in Bangkok for you guys to compare.
In Bangkok, a typical 1 bedroom condo (30 SQM to 35 SQM) can be found for THB 10K (S$388) to THB 15K (S$582) per month. These condos are typically within a 10 – 20 minute BTS/MRT ride into the city center. The further out you go, the cheaper condos are. Alternatively, the closer you are to the city center, the more expensive the condo’s get.
Local apartments are even cheaper and can be rented under THB10K per month. Some apartments even have rooms for rent that are THB 3000 (S$116) per month, however the room is usually quite small (20 SQM), has no kitchen, sometimes no hot water, sometimes no AC, and is in a very local area of Bangkok. It is literally a room with a bed and a bathroom inside.
There are also houses for rent in Bangkok. There are 2 major types of houses: the first are standalone houses and the second are called townhouses (essentially a house in a gated community). These can range from THB 25K (S$970) to more than THB 100K (S$3880) per month depending on the size, location, age, etc.
Alternatively, if you decide to, foreigners can also legally purchase condos under certain regulations. Every condo has a foreigner quota which essentially every condo need to be 51% majority owned by a Thai national. So if a condo has 100 units, minimum 51 units need to be owned by a Thai national. If the current condo only has 50 units owned by a Thai, then a foreigner is unable to purchase a unit in that condo project until 1 more unit is owned by a Thai. Condos can be bought starting from THB 1M (S$38.8K) to THB 100M (S$3.8M) depending on the size and location.
Owning land in Thailand by foreigners is not allowed. There are some ways and loopholes of getting around it such as setting up a business in Thailand. Lots of foreigners who marry a Thai national end up putting the land under their partners name and by getting a usufruct / right of superficies, it protects the foreigners in the sense that their partner would be unable to sell the land without the permission of the foreigner. It is honestly quite complicated and I personally went through this route.
The townhouse that I purchased cost around THB 12.5M (S$485K) and is roughly 250 SQM (2690 SQFT), with 4 bedrooms and 4 bathrooms, with a decent sized garden and garage large enough for 2 cars. It is in a good location (not in the city center) with a 20 minute drive into the city center. With S$485K, I am not sure if you could even buy a 2 or 3 bedroom HDB in a not so desired district in Singapore.

Food:
Singapore has hawker centers while Bangkok has street food. Street food in Bangkok is cheap, usually starting from THB 40. Singapore hawker centers are relatively affordable although there have been a significant increase in prices over the past couple of years. There are also a wide variety of eateries from food courts to Michelin Starred restaurants, with lots of different types of cuisines in both cities. Prices in both cities can range from cheap to crazy expensive, so it really depends on what kind of budget and lifestyle you have.

Cost Of Living:
It is well known that Singapore has an expensive cost of living, while the cost of living in Bangkok is cheaper. It is not S$1 for a one beer kind of cheap, but it’s definitely cheaper than Singapore. I have not lived in Singapore for the past 9 years so I am not in touch with the current prices in Singapore. So I will just share the prices in Bangkok.
Gym memberships in Bangkok are usually around THB 1000 (S$38) to THB 1500 (S$58) a month. A foot / Thai massage cost THB 250 (S$10) to THB 350 (S$13) per hour, a ticket in the cinema is about THB 250 (S$10). A drink in a bar is around THB 150 (S$6) to THB 250 (S$10) depending on the type of establishment. I could go on and on but in generally most things are cheaper in Bangkok than in Singapore.

Transport:
- Public Transport: Public transport in Singapore is reliable. Living in Singapore, it is generally convenient to take the bus and MRT for transport.
In Bangkok, if you live in the city center you will have no issue using only the BTS & MRT to get around. Buses are not reliable due to the sheer amount of traffic. Alternatively, using motorcycle taxis are also a viable option for short to medium distances. If you lived in the suburbs or even other provinces such as Chiang Mai & Phuket, you’ll either have to buy / rent a car or motorcycle, use Grab or a songthaew (shared pickup truck).
- Motorcycle Ownership: Purchasing your own motorcycle is also a popular option. A new Honda Click 150 can be bought for around THB 61K (S$2.3k).
- Car Ownership: The cheapest first hand car in Singapore is roughly around S$80,000 to S$90,000 (THB 2M to THB 2.3M). On top of that, Singapore’s COE in May (1st bidding) for CAT A closed at S$101,001 (THB 2.5M).
In Thailand, cars start around THB 500K. An entry level Mercedes Benz A-Class will cost around THB 1.9 M (S$74,000). Cheaper cars in Thailand do come with a price and that is the traffic in Bangkok. During peak period, expect your 15 minute car ride to extend to 1 hour or even more depending on your location within the city. Traffic in other provinces is generally much better compared to Bangkok.

Social Circle:
In Singapore, you generally already have a group of friends that you met since high school / university / army (for guys).
Unless you have family or friends already living in Thailand, you’ll need to start from scratch. The easiest way to make friends is usually from your workplace. Another popular option is to use apps such as Meetup.com and Tinder for dating. Some may find it hard at first to make friends with Thai people due to the language barrier if you do not speak Thai and they do not speak much English.

Language:
In Singapore, English is widely spoken. Mandarin Chinese, Tamil and Malay are also used. It is easy to communicate with 99% of the population.
In Thailand, English is not widely used by everyone especially in the areas where there are no/less tourists. Signs (food, road, etc) can often be only written in Thai.

Domestic Travel:
Unless you consider taking the MRT to Sentosa domestic travelling, Singapore does not offer much domestic travel. In Thailand, a 1.5 hour plane ride can take you to Chiang Mai, Phuket, Koh Samui, Khon Kaen, etc. While a 2 hour car drive can take you to Pattaya, Hua Hin, Kanchanaburi, Ayutthaya, etc for quick weekend getaways. Singapore however, is a major hub in Asia and many international flights use Changi Airport as a hub. I also personally prefer Singapore Airlines to Thai Airways.

Safety & Crime:
Singapore is generally extremely safe. Chances of you getting robbed by knife are slim to none. In Thailand, it is also generally safe. Be smart and do not put yourself into dangerous situations and you’ll generally be fine. I have never gotten pickpocketed or robbed or scammed or anything of similarity over my years of living here.

Government:
This is the topic that I prefer not to talk about. In short:
- The Singapore government is stable.
- I have no comment regarding the Thai government, except let’s see what happens in the next couple of months.

TL;DR: A Singaporean’s comparison and experience of living in Bangkok, AMA.

And that’s pretty much it. I do apologize for this being so long. I tried my best to share as much as possible without overdoing it. This post got taken down in askSingapore , so hopefully it doesn't break any rules of this subreddit.
If anyone has any further questions, please feel free to AMA.
submitted by daryyyl to SingaporeRaw [link] [comments]


2023.06.04 15:42 throwRA_51293 I don't like my best friend anymore

Hey all, I'm posting here cause I feel I need to vent about this and can't in real life as our lives are very entangled
I have a friend that I met at work, we clicked on so many things, we both grew up and were living in a conservative religious town, people don't move out of the family house until marriage, lots of rules related to family... Etc
We always talked about our dreams of leaving but as women it is even harder for us due to the society I managed to leave for a great job and we kept communication and At some point she managed to leave to the same place I'm in,
I offered to host her until she found a place of her own instead of renting airbnb, the housing market here is pretty good and you can find a place in a week (at that time), while emphasizing that I like my own space and that I am able to finally live alone.
She came over and at the start was not looking for a place, I understood she wanted to see the new city and took her around, at some point I was under a lot of pressure at work, as well as stress of not having my space, and helping her manage her fears, she didn't realize that moving out for the first time means having to rely on yourself, and with all of that I snapped once and apologized after, she accepted the apology, that was her wake up call to find a place which she did, but still she didn't move as she was afraid, it took a bit longer but she seemed settled in her new life, we still met 4 times a week atleast as she was still not used to being alone, and I couldn't meet more cause I have my life and my social battery is not high
I introduced her to all my friends to help her out, connected her and provided all what I learned in my years before... Etc
A year goes by and she slips out that although she appreciates what I did, she did not like that I didn't support her more at the start. That I was pushing her to find a place, I reminded her that I agreed to host her instead of the month of Airbnb she thought of before, but she ended up staying more with me
It seems She still expected more and had some resentment in her heart, I explained to her things from my point of view, she was shocked and apologized, but it really felt awful for me that after all what I did, she still saw that I should have done more when I did more than anyone had ever done for her.
Some time goes by and I figure she still has some feelings that I should have helped more, and that made me start to resent her and to start focusing on what she is doing for me
She does some nice gestures once in a while, but I reciprocate them and do more than them constantly, I noticed how she twists or hides information when telling a story to make herself appear as the victim
I can't cut her off now as we have a lot of mutual friends, and entangled lives, so I might need to fade out slowly as I don't want and don't like to pretend I like someone when I don't Now I'm seeing her alone once or twice a month and probably will be less and less as time goes And with the group I'm focusing on others and being more professional
That is it, sorry for having you read all of this ranting, I just couldn't vent it to anyone close to me.
submitted by throwRA_51293 to TrueOffMyChest [link] [comments]


2023.06.04 15:42 Shadowgirl7 I decided I am going to fuck these pricks

All my life I was raised by people who avoid their responsabilities.
Two weeks ago, my beautiful baby dog died abruptly she was only 7. I usually go away one week per month to another city for work (and to maintain mental stability) and leave my dogs with my parents. I know they do not abuse my dogs, I leave them food, they feed them, they sleep inside, enough for one week, I try never to stay away too long. The only reason I am here is because here my dogs have space. In the city I could afford a place for me, but naturally not a house, probably a 1 bedroom and my dogs are not used to that. My dog was sick one week before but by tuesday she seemed to be recovered. Since she was young I thought it was an acute episode and she was recovered, so I went friday evening.
Saturday evening my mother called me saying she had being vomiting. Apparently my mother left after lunch and she was fine but when she came back she saw she was vomiting and called me. From the schedule, I think she first came home, cooked and calmy ate dinner, while my puppy was there suffering, but first things first! The most important is to calmy eat dinner, fuck the dying dog.
Then I asked them to take them to the hospital. I wanted her to stay overnight and would come back next day. My father did not want to because she would leave fur in his car and possibly vomit and also he wanted to rest and maybe he'd have to wait too long in the vet. Eventually they went after being on the phone for 40 minutes teaching them how to put the leash (my father knew he was procrastinating hoping he did not have to go).
During the afternoon, my father and brother were home. They probably saw my dog ill but they didn't bother to call me. If they had called me I would have booked a ticket and come home immediately. They would take her to the vet and when I was home I would be there on time to see her. Even if she died - which maybe she wouldn't because she had gone earlier - I would be there. Instead she agonized an entire afternoon and then died alone in the vet and I did not have the chance to say goodbye.
While crying on the phone with my mother, she said "but you knew she was not well, why did you go?". But then in the same call I asked her "why didn't you call me earlier if you saw she was unwell?" to what she replied yelling "she was well friday evening in satudary in the morning" (she was well but I should know she was unwell? the fuck?). This is because my mother always tries to make me feel guilty for doing anything I like: vacation, going out, she always tries to put me down. Then in another call I was making more questions about that day and crying and she jokingly said "I will make you a drawing when you come back home". And also said "if you're coming here cause problems, you might as well stay there" (I did not come home right after she died I stayed in the city for a while and handled the cremation procedures by phone).
I know it's my fault as well. I will have to live with the fact that I left, that maybe I should have seen the signs, that I was not the best pet owner, I did not have the best housing situation to have pets and I did not deserver her. I know all of that. I never had problems assuming my responsabilities and guilt.
But not my parents, specially my father and brother. They are little saints who are never guilty or responsible of anything. My mother too, but at least she eventually called.
The house where they live was built by my grandparents. They were illiterate and went abroad to a country they hated to get money, stayed there for 20 years, made sacrifices and then came back and built this house. When my father got my mother pregnant of me "by accident" (poor saint is never responsible for anything it's always an accident) they let them live here rent free. They did not pay any bills. They had free childcare (my grandmother took care of me). My grandmother cooked for everyone, my mother could get home and had everything prepared. My grandfather even opened a business so my father would have a job at home!
Then my grandmother died, my grandfather was heatbroken. He still paid everything in the house but my mother wanted to charge him money to cook for him. The business went bankrupt and my father was jobless for like 12 years. He was always bothering my grandfather to give him money. The last time I saw my grandfather in the hospital I went with my father and the last thing he said was "it's ok, the retirement check for this month already came". He was sad when my grandfather died obviously, because now he would not have anyone to care for him.
My grandfather was sick for a while but my mother did not care for him. She instead started caring for one of old neighboors because her daughters were abroad. She did not visit him in the hospital. My grandfather even pressed charges against my mother to a social worker (did not went ahead because then he died).
They never did anything in life, no sacrifices, everything handed to them, and they were never grateful. Then my grandfather died and they inherit this house they never worked for.
They can't even care for the house properly. Parts of the house are degrading because they don't clean it. They don't invest in it. They have a part they're renting to someone for an extremely low rent value because they like the guy. They could charge more and with the money do some work. nop. They put my brother's girlfriend, her mother, her two cats and the dog here, rent free. The cats had to be closed in the room all day because my dogs did not get along, but when I was not here, they made my dog sleep in an outside place we have and let the cats free, the cats ruined some of the couch and wall paper. It's fine I love cats, but it's amazing how for 30 years I lived here, my grandfather for longer (and he owned the place) and that couch was never ruined. These people come and in a matter of months ruin the couch.
Whatever. My father already said the house is going for my brother (he can't do that, by law I am always entitled to some part, but he is too stupid to know that). Once he was sick and my brother was sleeping in the same floor as him, but instead of calling my brother he phoned me. Then I called an ambulance and went to wake up my brother but my father was like "no don't wake him up, he has to wake up early" (I had to work next day but who cares).
My brother has a girlfriend and he already manifested the will of then coming live with her here, potentially eventually have their kids, stay here, rent free. I think when he brought her and her mother here he hoped eventually I would just disappear with my dogs and the mother could stay in my room and he and his girlfriend in the other and everyone would be happy.
Well, too bad. I am planning on laywering up to understand the things I have to do to assure than when they pass away I inherit my part. I do not intend to make it easy for my brother. I always worked hard and I am in a good position now in my life despite all the abuse and despite the fact they never helped me, so fuck him, he can do the same. Every centimer I am entitled to by law, I will fucking get it. And I am also planning to do a will to make sure most my money does not go for any of them if I die before.
My life may not have a lot of meaning now that my baby passed away (still have another dog, so some meaning), but I will fuck these pricks and make them pay, even if that's my only purpose. Every hour of that afternoon they let my dog in agony, they will pay for it 1000x more.
submitted by Shadowgirl7 to raisedbynarcissists [link] [comments]


2023.06.04 15:41 danrokk Property management company/Leander

Does anyone use any property management company? I’m going to have a house for rent in Q4/Jan but I really wanted to have a company to manage it. Any recommendations? What’s your experience?
submitted by danrokk to Austin [link] [comments]


2023.06.04 15:34 narkohammer How to find house sitters?

I have an attractive home and want to go on vacation for a number of weeks. It's in a small town outside the Randstad. I have a low maintenance pet. I want someone to live in the home when I am away.
I know there are trustworthy people living in small rooms who would want to live here temporarily.
I figure in a housing crisis that there's got to be someone reliable, quiet, clean, etc who wants to live here rent-free. How do I find this person? Is there a centralized site for house sitting arrangements?
(I know there's commercial sites that will help make this match. I am, however, a little miffed at having to pay €180/yr to find someone (who also pays) to live in my home for free.)
submitted by narkohammer to NetherlandsHousing [link] [comments]


2023.06.04 15:33 _WhiteCalla_ I hate my dad.

Today's mothers day. My mom is someone who works very hard, her work starts at around 7h30 am and finishes around 5pm. My dad starts working earlier and finishes around 3pm.
What bothers me, is that he comes home, takes a shower, sits on the couch, on his phone or TV, and he usually falls asleep. Until diner time.
My brother (25male) doesn't work, lives in my parents house rent free, plays online with his friends all day, showers once a week and hasn't brushed his teeth in years, he smells quite bad bad.
Our mom raised us the best she could, I never had a problem with hygiene, she taught me well, my brother simply decided to be this way.
My mom comes home around 5pm, takes a shower, cleans the house, does the laundry, starts preparing diner. She's usually very upset at my dad but chooses to stay silent otherwise he will get mad at her for complaining, and he"ll start screaming and arguing with everyone because we "hate him", and are "jealous that he finishes work early".
Every. Single. Day.
And she does the dishes also. I used to argue with her, I always told her that they should help more. I used to do the dishes and tried to help her, but I just feel extremely angry to do all of this while they get to sit and do nothing. Now I only do it sometimes.
I've tried telling her to just stop, stop everything until they get their asses up and do something. She just gives up and does everything by herself.
As I said, today's mother's day, and it's sunday. She cooked, did the dishes, cleaned, nobody even told her 'Happy mothers day", litteraly nothing. And as usual, my dad called my brother and decided to go out, they just drive somewhere and visit new places. He sees my mom sitting on the couch, sometimes she asks him to bring her with him and he just ignores her.
I bet he'll come home home around 7pm, with diner on the table, and he will probably get mad at something she says and argue with her. Or he'll do the silent treatment because he's in a bad mood. Plus he will call her fat and criticize her body or way of speaking.
I might update this a few times because I'll remember someting.
Edit: Her birthday was two months ago. My dad litteraly said: I know it's your birthday, but I didn't get you any gifts. (I had asked him prior to at least buy her some flowers)
My brother forgot her birthday.
They also didn't get her anything for christmas. Nothing.
I don't have much money (I'm in college), but I still managed to get her gifts I knew she would enjoy.
submitted by _WhiteCalla_ to TrueOffMyChest [link] [comments]


2023.06.04 15:29 Key_Ad_5159 How much is rent in Urbana-Champaign

Hey y’all! I was recently told by this sub that i have 0 chance at getting into this school XD but i’m looking at places to get into some investment properties and Urbana seems like a town that’s not really gonna slow down anytime soon, do y’all know how much rent would be for a 3 bed house or smth in that area? the internet is kinda all over the place about it, i’ve seen over 3k and i’ve seen under 1300
submitted by Key_Ad_5159 to UIUC [link] [comments]